need private lender for bad credit loan, cant get approved, have great income?
Posted April 25th, 2009aereinhalla asked: credit shot due to me making payments on a house to someone who then didnt make the payments to mortage co. then they broke in and stile a bunch of stuff. so much for take over payments. looking for a loan for poor credit, since we have been applying it just drives [...]
The Right to Rescind Your Mortgage – a Powerful Tool for Negotiating a Loan Modification
Posted April 25th, 2009Loan Audit asked: Your best tool to negotiate with your mortgage company is the discovery of a Truth in Lending Act (TILA) violation, which in some cases may give you the right to rescind the loan. State and Federal laws require mortgage companies to follow specific guidelines when originating home loans and as a result [...]
Will Home Equity Make a Comeback?
Posted April 23rd, 2009Lender411 asked: Whether it was the artificial inflation of home values or the sudden drop in the market, home prices fell so severely that years of built up equity virtually disappeared over night. What used to be considered a failsafe investment, for many homeowners has now become a huge albatross around their necks. Those who [...]
How to Finance your Building Project in Nigeria
Posted April 22nd, 2009Omion Emmanuel asked: To get a loan to build a house, you must understand that a collateral is always needed. But not everybody is comfortable with this arrangement.What becomes of you if you are unable to pay back? Let’s talk about all the means then you choose the one most suitable for you.1. PERSONAL SAVINGSThis [...]
Distressed Homeowners Fighting Back With Forensic Loan Audits
Posted April 22nd, 2009Loan Audit asked: Washington, DC – November 6, 2008. National Loan Audits announced today that troubled homeowners with adjustable rate mortgages who are having trouble getting their loans modified or who are behind with their payments and in danger of losing their home, now have access to Forensic Loan Audits, performed by mortgage industry experts, [...]
Would I have a good chance to be eligible for a mortage loan?
Posted April 22nd, 2009QUEEN B asked: I filed bankruptcy and it was discharged in November 2003 because of a divorce. I currently have a home that I have owned for 9 years (it has a mortage pymt.). I have been employed with the same employer for 10 years. I am wanting to sell my current [...]
Choosing From the of Mortgage Loans and Personal Loans With No Credit Check
Posted April 21st, 2009Groshan Fabiola asked: When looking for a source of funding for real estate purchasing or for any other types of purchases or needs, you need to be very well informed, because you can not only miss out on some excellent deals, but can also end paying a lot more than you should, due to a [...]
Home Equity Loans FAQ
Posted April 20th, 2009refinancefaq asked: Can i obtain a home equity loan if my baptize is on the title?My husband and i bought a house one year ago. I was on maternity hand down so they could not put me on the loan, but i am on the title. my husband will be out of the country for [...]
what if your appraisal does not match the lenders loan amount?
Posted April 20th, 2009Texas asked: We are trying to purchase a new construction home for 98,900 with 1000,already paid as ernest money that will go toward our down payment. our loan is for 101,000. with our %5 ( 4000 plus the 1000) and we are alos having the mortage co. pay the closing cost. Now my question [...]
which documents should be stored in a safe deposit box?
Posted April 18th, 2009lemons553 asked: checkbook statements
copes of curent a past budgets
current pay check stubs or
mortage loan papers
multiple choice questionPearl