Category Archives: Credit

How much does “pulling your credit” hurt you?

Posted on December 3, 2009 by admin

Skibunnie123 asked: How much can you have companies pull your credit before it starts hurting you? I know many are deamed a “soft hit” on your credit, but does this actually take away points? I have a construction loan right … Continue reading →

Posted in Credit | Tagged , , | 3 Comments

My Experian Credit Score is 644, my Equifax is 617. Which one is right?

Posted on September 5, 2009 by admin

*~*Your Dream Come True*~* asked: I am getting married soon. My fiance and I have about the same credit scores. Which one is right for mine? Also, will it be hard to get a loan for mortage with our credit … Continue reading →

Posted in Credit | Tagged , , , , , , | 8 Comments

how long does collection affects one’s credit and how fast can it be improved?

Posted on August 21, 2009 by admin

bluecolor asked: i had a few bad 3 months when i lost my job and couldn’t keep up with some credit card payments, my plan is to buy a house in the next ne year but im afraid the collections … Continue reading →

Posted in Credit | Tagged , , , , | 3 Comments

I went to get my free credit report and it said they would ask me a few personal questions to verify that this

Posted on August 19, 2009 by admin

cuteness asked: is me. THEN they said ” our records state that you took out a mortage loan in april 2003″ how did you finance this.. ANYWAYS I never took our a mortgage loan!!!!!! I dont even know what that … Continue reading →

Posted in Credit | Tagged , , , , , , , | 6 Comments

consolidation loan?

Posted on August 8, 2009 by admin

Cannonball asked: ok, my situation is that I have a huge amount of credit card debt and a few other loans. I am not a “big spender” and financially responsible but a few “curve-balls” that life has thrown me has … Continue reading →

Posted in Credit | Tagged , , , , , , , , , | 4 Comments