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	<title>mortage loan - second refinance &#187; Personal Finance</title>
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	<link>http://mortageloan.info</link>
	<description>mortage loan blog</description>
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			<item>
		<title>What do i need to gat a mortage in ireland?</title>
		<link>http://mortageloan.info/personal-finance/what-do-i-need-to-gat-a-mortage-in-ireland/</link>
		<comments>http://mortageloan.info/personal-finance/what-do-i-need-to-gat-a-mortage-in-ireland/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 21:52:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Full Time]]></category>
		<category><![CDATA[Ireland]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[Youn]]></category>

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		<description><![CDATA[
little thing asked: What wud help?
For me and my parther both working full time earning 36 thousand a year between us (starting off wage) both youn 21 and 23 how much wud we expect to get?Jennifer
]]></description>
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<div><em><strong>little thing</strong> asked: </em><br/><br/><br/>What wud help?<br />
For me and my parther both working full time earning 36 thousand a year between us (starting off wage) both youn 21 and 23 how much wud we expect to get?<br/><br/><a href=''>Jennifer</a></div>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the best way to refinance a mortage?</title>
		<link>http://mortageloan.info/personal-finance/what-is-the-best-way-to-refinance-a-mortage/</link>
		<comments>http://mortageloan.info/personal-finance/what-is-the-best-way-to-refinance-a-mortage/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 02:30:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[Refinance Mortage]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/what-is-the-best-way-to-refinance-a-mortage/</guid>
		<description><![CDATA[
monkeybacon33 asked: I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?Bernard
]]></description>
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<div><em><strong>monkeybacon33</strong> asked: </em><br/><br/><br/>I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?<br/><br/><a href=''>Bernard</a></div>
]]></content:encoded>
			<wfw:commentRss>http://mortageloan.info/personal-finance/what-is-the-best-way-to-refinance-a-mortage/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>Can someone explain to me what the sub prime mortage crisis is and what inappropriate practices caused it?</title>
		<link>http://mortageloan.info/personal-finance/can-someone-explain-to-me-what-the-sub-prime-mortage-crisis-is-and-what-inappropriate-practices-caused-it/</link>
		<comments>http://mortageloan.info/personal-finance/can-someone-explain-to-me-what-the-sub-prime-mortage-crisis-is-and-what-inappropriate-practices-caused-it/#comments</comments>
		<pubDate>Sat, 03 Jul 2010 17:28:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Inappropriate Practices]]></category>
		<category><![CDATA[Industry Thanks]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[Sub Prime]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/can-someone-explain-to-me-what-the-sub-prime-mortage-crisis-is-and-what-inappropriate-practices-caused-it/</guid>
		<description><![CDATA[
ken asked: I here countrywide was a large player.  Would anyone help me to understand what went awry with moprtage industry?  Thanks a lot.Nellie
]]></description>
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<div><em><strong>ken</strong> asked: </em><br/><br/><br/>I here countrywide was a large player.  Would anyone help me to understand what went awry with moprtage industry?  Thanks a lot.<br/><br/><a href=''>Nellie</a></div>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>What companies if any help people keep their homes and lower the mortage even with bad credit and bankruptcy?</title>
		<link>http://mortageloan.info/personal-finance/what-companies-if-any-help-people-keep-their-homes-and-lower-the-mortage-even-with-bad-credit-and-bankruptcy/</link>
		<comments>http://mortageloan.info/personal-finance/what-companies-if-any-help-people-keep-their-homes-and-lower-the-mortage-even-with-bad-credit-and-bankruptcy/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 11:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bad Company]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Bankruptcy Help]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[People]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/what-companies-if-any-help-people-keep-their-homes-and-lower-the-mortage-even-with-bad-credit-and-bankruptcy/</guid>
		<description><![CDATA[
bluewishing asked: What company can help you with little cost that will help you keep your home and lower the mortage. Even with terrible credit and bankruptcy. Like adjusting the mortage to what you can affordStanley
]]></description>
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<div><em><strong>bluewishing</strong> asked: </em><br/><br/><br/>What company can help you with little cost that will help you keep your home and lower the mortage. Even with terrible credit and bankruptcy. Like adjusting the mortage to what you can afford<br/><br/><a href=''>Stanley</a></div>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<title>How much is the payoff amount on my mortage?</title>
		<link>http://mortageloan.info/personal-finance/how-much-is-the-payoff-amount-on-my-mortage/</link>
		<comments>http://mortageloan.info/personal-finance/how-much-is-the-payoff-amount-on-my-mortage/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 08:46:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Homework Question]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[Payment Mortgage]]></category>
		<category><![CDATA[Question Thanks]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/how-much-is-the-payoff-amount-on-my-mortage/</guid>
		<description><![CDATA[
Clay asked: I took out a 30-year annual payment mortgage with an interest rate of 6% per year and an annual payment of $1200. If I have lived in the house for 20 years and want to payoff the outstanding balance on the mortgage, how much would it be?
This is part of a homework question. [...]]]></description>
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<div><em><strong>Clay</strong> asked: </em><br/><br/><br/>I took out a 30-year annual payment mortgage with an interest rate of 6% per year and an annual payment of $1200. If I have lived in the house for 20 years and want to payoff the outstanding balance on the mortgage, how much would it be?<br />
This is part of a homework question. After I find this answer I can answer the rest of the question. Thanks!<br/><br/><a href=''>Dan</a></div>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Applying for mortage loan, how many times should my credit report be ran?</title>
		<link>http://mortageloan.info/personal-finance/applying-for-mortage-loan-how-many-times-should-my-credit-report-be-ran/</link>
		<comments>http://mortageloan.info/personal-finance/applying-for-mortage-loan-how-many-times-should-my-credit-report-be-ran/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 10:01:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Best Interest]]></category>
		<category><![CDATA[Credit Advice]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Mortage Loan]]></category>
		<category><![CDATA[Running]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/applying-for-mortage-loan-how-many-times-should-my-credit-report-be-ran/</guid>
		<description><![CDATA[
Eli asked: I have been told that if I have a lot of credit inquires, that could lower my credit score, but how can I shop around for best interest rate if I do not want many companies running my credit report?   Please advice.  Thanks!Tommy
]]></description>
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<div><em><strong>Eli</strong> asked: </em><br/><br/><br/>I have been told that if I have a lot of credit inquires, that could lower my credit score, but how can I shop around for best interest rate if I do not want many companies running my credit report?   Please advice.  Thanks!<br/><br/><a href=''>Tommy</a></div>
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		<slash:comments>3</slash:comments>
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		<title>Can you recomend a Mortage company that will finance after a chapter 7?</title>
		<link>http://mortageloan.info/personal-finance/can-you-recomend-a-mortage-company-that-will-finance-after-a-chapter-7/</link>
		<comments>http://mortageloan.info/personal-finance/can-you-recomend-a-mortage-company-that-will-finance-after-a-chapter-7/#comments</comments>
		<pubDate>Sun, 02 May 2010 15:34:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[10 Years]]></category>
		<category><![CDATA[Bad Risk]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Company Finance]]></category>
		<category><![CDATA[Manage Money]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[Minimum Wage]]></category>
		<category><![CDATA[Mortage Company]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Suggestion]]></category>

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		<description><![CDATA[
arkansasfish asked: If I can&#8217;t file another bankruptcy for 10 years, why would I be considered a bad risk to finance a home? Bankruptcy does not prove that a person can not manage money. They may have had lots of medical bills that were impossible to pay. I have no debt at this time and [...]]]></description>
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<div><em><strong>arkansasfish</strong> asked: </em><br/><br/><br/>If I can&#8217;t file another bankruptcy for 10 years, why would I be considered a bad risk to finance a home? Bankruptcy does not prove that a person can not manage money. They may have had lots of medical bills that were impossible to pay. I have no debt at this time and am looking for a mortgage company that will consider me.  I am looking at a home that is very cheap where I can pay for it only making minimum wage. Anyone have a suggestion?<br/><br/><a href=''>Louise</a></div>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Is there a downside to taking a reverse mortage?</title>
		<link>http://mortageloan.info/personal-finance/is-there-a-downside-to-taking-a-reverse-mortage/</link>
		<comments>http://mortageloan.info/personal-finance/is-there-a-downside-to-taking-a-reverse-mortage/#comments</comments>
		<pubDate>Sat, 01 May 2010 21:58:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Downside]]></category>
		<category><![CDATA[Reverse Mortage]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/is-there-a-downside-to-taking-a-reverse-mortage/</guid>
		<description><![CDATA[
instructionald asked: My folks are 78 yrs old, have no savings and limited income. Their house is a 2 family worth 500,000. They are considering a reverse mortgage. Is it a good idea?Samantha
]]></description>
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<div><em><strong>instructionald</strong> asked: </em><br/><br/><br/>My folks are 78 yrs old, have no savings and limited income. Their house is a 2 family worth 500,000. They are considering a reverse mortgage. Is it a good idea?<br/><br/><a href=''>Samantha</a></div>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>Can I still do a mortage loan modification after I file bankruptcy?</title>
		<link>http://mortageloan.info/personal-finance/can-i-still-do-a-mortage-loan-modification-after-i-file-bankruptcy/</link>
		<comments>http://mortageloan.info/personal-finance/can-i-still-do-a-mortage-loan-modification-after-i-file-bankruptcy/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 12:01:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy Attorney]]></category>
		<category><![CDATA[File Bankruptcy]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Loan After Bankruptcy]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[Mortage Loan]]></category>
		<category><![CDATA[Mortgage]]></category>

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		<description><![CDATA[
Felicia B asked: I lost my job a few months ago and my husband and I have been not been able to pay the mortgage. I was going to try to modify the loan before filing but it will be void if I file bankruptcy. My attorney says I can try to modify the loan [...]]]></description>
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<div><em><strong>Felicia B</strong> asked: </em><br/><br/><br/>I lost my job a few months ago and my husband and I have been not been able to pay the mortgage. I was going to try to modify the loan before filing but it will be void if I file bankruptcy. My attorney says I can try to modify the loan after bankruptcy has been filed. Is this true?<br/><br/><a href=''>Ethel</a></div>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>What is the best method to pay off my mortage?</title>
		<link>http://mortageloan.info/personal-finance/what-is-the-best-method-to-pay-off-my-mortage/</link>
		<comments>http://mortageloan.info/personal-finance/what-is-the-best-method-to-pay-off-my-mortage/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 10:31:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Flexibility]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[Year Fixed Mortgage]]></category>

		<guid isPermaLink="false">http://mortageloan.info/personal-finance/what-is-the-best-method-to-pay-off-my-mortage/</guid>
		<description><![CDATA[
MarketingPerson2007 asked: Basically I have £10k saving, and I would also like to overpay my mortgage each month.
I am currently on 2 year fixed mortgage with the flexibility of overpaying 10% a year. The interest is calculated daily.
My question is would it be better to initially pay the £10k in one sum before I start [...]]]></description>
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<div><em><strong>MarketingPerson2007</strong> asked: </em><br/><br/><br/>Basically I have £10k saving, and I would also like to overpay my mortgage each month.<br />
I am currently on 2 year fixed mortgage with the flexibility of overpaying 10% a year. The interest is calculated daily.<br />
My question is would it be better to initially pay the £10k in one sum before I start paying overpayments, or put that towards my monthly overpayments?<br/><br/><a href=''>Rhonda</a></div>
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		<slash:comments>1</slash:comments>
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