Category Archives: Personal Finance

What is the best way to refinance a mortage?

Posted on July 8, 2010 by admin

monkeybacon33 asked: I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?Bernard

Posted in Personal Finance | Tagged , , , | 5 Comments

Can someone explain to me what the sub prime mortage crisis is and what inappropriate practices caused it?

Posted on July 3, 2010 by admin

ken asked: I here countrywide was a large player. Would anyone help me to understand what went awry with moprtage industry? Thanks a lot.Nellie

Posted in Personal Finance | Tagged , , , | 3 Comments

What companies if any help people keep their homes and lower the mortage even with bad credit and bankruptcy?

Posted on June 29, 2010 by admin

bluewishing asked: What company can help you with little cost that will help you keep your home and lower the mortage. Even with terrible credit and bankruptcy. Like adjusting the mortage to what you can affordStanley

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How much is the payoff amount on my mortage?

Posted on June 23, 2010 by admin

Clay asked: I took out a 30-year annual payment mortgage with an interest rate of 6% per year and an annual payment of $1200. If I have lived in the house for 20 years and want to payoff the outstanding … Continue reading →

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Applying for mortage loan, how many times should my credit report be ran?

Posted on June 21, 2010 by admin

Eli asked: I have been told that if I have a lot of credit inquires, that could lower my credit score, but how can I shop around for best interest rate if I do not want many companies running my … Continue reading →

Posted in Personal Finance | Tagged , , , , , , , | 3 Comments