Sold House ! Need help,I just sold my house and cannot pay the balance of the mortage or the closing cost?
Posted March 9th, 2010cardict asked: I can not get a loan so what can I do ???… What I can do for this?? Please Help!!!!!Frances
Getting divorced – need to buy my wife out of the house, what is easiest way?
Posted January 2nd, 2010natman asked: My wife and I are getting divorced. We currently owe 180K on the mortgage and we just got an appraised value of $250. I want to keep the house and buy her out of the equity which would be about $35K which would make the total mortgage $215. Any advice [...]
Do I have to pay for Title Company error?
Posted December 6th, 2009wag314 asked: I closed on a refinance mortage and supposedly paid off a previous second mortgage, only to find out that the payoff amount was incorrect on the closing statement. I understand that I would need to pay it if it was still outstanding, but instead the difference was paid by the title company [...]
House loan questions?
Posted December 1st, 2009Fort Sill Army Wife asked: My husband and I are thinking of buying a house. We go tonight to sign the purchase contract. My question is, our realtor agent told us we were approved for our loan, my husband spoke to the loan agent on the phone. Has anyone been approved this way? I asked [...]
Is it better to be married when applying for a mortgage?
Posted October 23rd, 2009Val asked: My fiance and I are getting married in September but we have already been preapproved for a mortgage and have started searching for a home. However, we found out we weren’t eligible for a specific program (I live in RI), though a few of our married friends were approved for the same one.
We [...]
is being lock-in to a closing date means I’m already approved for a housing loan?
Posted October 8th, 2009benjie k asked: the mortage company ask for a lock-in payment for closing ($55) and $350 (i forgot what it is for), but i still pay. the mortage ask for our credit report, paystub, income and many other documents and we provied them already. the closing date was supposed to be jan 15-30 of [...]
I’m on the title but not the mortgage how do i deal with a foreclosure?
Posted September 21st, 2009SoSmooth asked: I currently am living in a house in which my name is on the title, but not the mortgage. The mortage holder no longer resides in the residence (due to a peace order).The mortgage holder is currently in default of the loan, and the bank will begin foreclosing proceedings in January. What are [...]
Can I get a home loan if I have bad credit and past debt?
Posted September 12th, 2009KellyR asked: Can I get approved for a home loan if I have bad credit and past debt that I haven’t paid off yet. My husband and I have some credit cards that has gone to collections. We are slowly paying off our debt but haven’t finished yet. We would really like to get a [...]
Is it difficult to get a mortage when?
Posted September 3rd, 2009Pretty D asked: both my boyfriend and I want to buy a house together does it matter if he has a loan out for 20 grand and I have no loans out. Will this affect our chances of getting a mortage?Antonio
Why are mortgage loan interest rates higher for fixed rate mortgages held for longer periods of time?
Posted September 2nd, 2009Esq asked: I am sorry if this sounds like a dumb question, but I don’t understand. For example, why are 30 year fixed mortgage rates the highest mortgage rates, vs say a 15, and why are 15 year fixed rate mortgages higher than adjustable rate mortgages ? It seems that lending institutions are taking greater [...]