Hi,
I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

i think you better ask for an advice to a Realtors or mortgage agency that can help you.
you may get you information you need here.

good luck

The company can’t do anything related to foreclosure. They can tell the mortgage company that you don’t own that insurance any longer, however, that is not a likely situation as PITI (principal, interest, taxes, and insurance) makes up your mortgage payment. They are probably making threats they can’t backup.

Did you even read the documents for your 2nd loan. If ANY loan secured by your property goes into default, they can initiate foreclosure. So if you are behind on your 2nd (especially if you stopped paying it altogether) and your home is worth more than you owe your 1st, don’t be surprised if you get a foreclosure notice.

Your 2nd is a secured loan. You don’t pay, you forfeit the collateral (your home). The 1st may get first dibs on the proceeds, but something is better than nothing for the 2nd.