Q&A: loan modification or refinance service charge?

Posted on February 6, 2012 by admin


Question by : loan modification or refinance service charge?
how much is the average charge of mortage company to modify or refinance a loan?

Best answer:

Answer by George L
If you are a struggling homeowner unable to make your current house payments, you are in need of loan modification help. If you are in this position, you may have seen one of the many loan modification companies that advertise that they can help you get a loan workout. However, when you call them up they want you to pay anywhere from $ 1500 to $ 5000 upfront before they will even start on your application! This is outrageous and can’t be legal, can it? The answer is…it depends.You can get the more best solution from here http://www.iloanshop.com/loan_modification_stop_foreclosure.php……!Good Luck….!



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Why do my Taxes have to help bail out the mortage companies?

Posted on January 31, 2012 by admin


Question by ♥STREAKER♥©℗†: Why do my Taxes have to help bail out the mortage companies?
Why do the american ppl’s taxes have to pay to help bail out mortage companies that make bad loans? It’s not fair to me, when I make my payments, and it isn’t fair to the ones that make their payments.What’s your take on this?

Best answer:

Answer by spooty1
they pay the law makers so the law makers make sure they stay afloat



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Q&A: Do you know any mortage companies who deal with low income home buyers in NE Ohio?

Posted on January 29, 2012 by admin


Question by : Do you know any mortage companies who deal with low income home buyers in NE Ohio?
I am looking for a mortage company in North East Ohio who deals with low income,first time home buyers.My credit is fair and I am looking for someone who is familar with all the programs I may qualify for.Have you gotten such a loan and where? Thanks….P.S. My parents are losing their home due to extreme medical problems so I really need to find a place and have heard If you can rent you can own a home.

Best answer:

Answer by General D. Ypsilanti
it sure is worth a try. I think all lenders are required to work with you. Visitseveral and ask questions and make notes. Some government agencies may beable to offer more help. The banks may be able to tell you who to deal with.



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What is the Benefit for a seller of home to want the closing rolled into the mortage?

Posted on January 27, 2012 by admin


Question by tomwilla: What is the Benefit for a seller of home to want the closing rolled into the mortage?
We are buying a house the seller wants the closing was rolled in to our mortage, I understand how this could help the buyer if they do not have the money to put up front. But how would this help the seller?

Best answer:

Answer by Ruby
nothing really. it just assures him that the deal will push through, knowing that the folded costs are rolled into the loan, the seller does not have to worry at closing that the buyer will emanate with no check or money at all



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Q&A: Refinance mortgage if behind on payments?

Posted on January 25, 2012 by admin


Question by fin73: Refinance mortgage if behind on payments?
I lost my job and was out of work for seven months. I got behind on my mortage payments and am on a pay plan at the bank.Will they let me refinance? I only owned the home for about two years? What is reconfirming your lend intend? Please help!

Best answer:

Answer by Pojo
Forget the moron who answered right before me, he or she tin not even read.If your credit is hot over this your refi will be sky luxuriously interest rates even if you can get a refi.



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