Q&A: Can you adjust your mortage rate lower by negiotation in this market?

Posted on February 12, 2012 by admin


Question by OZ2003: Can you adjust your mortage rate lower by negiotation in this market?
Hi there, I was wondering, I currently have two mortages, and 80/20 since I had no down payment. My 80 10 year interest is fixed at 6.125% and my 20 30 year fixed is at 8.25%. I don’t want to refinance and pay all closing costs, but could I call my mortgage company and work a better deal with the way the market is. I have a stable job and always pay on time.

Best answer:

Answer by CT Home Loans
I have never heard of a lender doing that. You can refinance now and most lenders are paying the closing costs. You really should not have to pay anything at closing.



Know better? Leave your own answer in the comments!

Share and Enjoy:
  • Print this article!
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Fark
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • Suggest to Techmeme via Twitter
  • Technorati
  • Tumblr
  • Twitter
Posted in Mortage Refinance | Tagged , , , , , , | Leave a comment

What’s info is vital to me getting a mortage loan for a house in (East) Saskatoon, Saskatchewan?

Posted on February 10, 2012 by admin


Question by : What’s info is vital to me getting a mortage loan for a house in (East) Saskatoon, Saskatchewan?
How old do i have to be to get a mortage loan for a house in (East) Saskatoon, Saskatchewan, or Saskatoon period? Also, what is the minimum required anual income?, And when are the payments due? Please give me all the details.

Best answer:

Answer by kemperk
a bank will make your loan if you have a good credit scoreearn 75% more than the monthly payment would bemonthly, first of the monthask your mortgage broker/banker



Know better? Leave your own answer in the comments!

Share and Enjoy:
  • Print this article!
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Fark
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • Suggest to Techmeme via Twitter
  • Technorati
  • Tumblr
  • Twitter
Posted in Mortage | Tagged , , , , , , , , , | Leave a comment

Q&A: loan modification or refinance service charge?

Posted on February 6, 2012 by admin


Question by : loan modification or refinance service charge?
how much is the average charge of mortage company to modify or refinance a loan?

Best answer:

Answer by George L
If you are a struggling homeowner unable to make your current house payments, you are in need of loan modification help. If you are in this position, you may have seen one of the many loan modification companies that advertise that they can help you get a loan workout. However, when you call them up they want you to pay anywhere from $ 1500 to $ 5000 upfront before they will even start on your application! This is outrageous and can’t be legal, can it? The answer is…it depends.You can get the more best solution from here http://www.iloanshop.com/loan_modification_stop_foreclosure.php……!Good Luck….!



Give your answer to this question below!

Share and Enjoy:
  • Print this article!
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Fark
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • Suggest to Techmeme via Twitter
  • Technorati
  • Tumblr
  • Twitter
Posted in Mortage Refinance | Tagged , , , , | Leave a comment

Why do my Taxes have to help bail out the mortage companies?

Posted on January 31, 2012 by admin


Question by ♥STREAKER♥©℗†: Why do my Taxes have to help bail out the mortage companies?
Why do the american ppl’s taxes have to pay to help bail out mortage companies that make bad loans? It’s not fair to me, when I make my payments, and it isn’t fair to the ones that make their payments.What’s your take on this?

Best answer:

Answer by spooty1
they pay the law makers so the law makers make sure they stay afloat



Add your ain answer in the comments!

Share and Enjoy:
  • Print this article!
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Fark
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • Suggest to Techmeme via Twitter
  • Technorati
  • Tumblr
  • Twitter
Posted in Mortage | Tagged , , , , | Leave a comment

Q&A: Do you know any mortage companies who deal with low income home buyers in NE Ohio?

Posted on January 29, 2012 by admin


Question by : Do you know any mortage companies who deal with low income home buyers in NE Ohio?
I am looking for a mortage company in North East Ohio who deals with low income,first time home buyers.My credit is fair and I am looking for someone who is familar with all the programs I may qualify for.Have you gotten such a loan and where? Thanks….P.S. My parents are losing their home due to extreme medical problems so I really need to find a place and have heard If you can rent you can own a home.

Best answer:

Answer by General D. Ypsilanti
it sure is worth a try. I think all lenders are required to work with you. Visitseveral and ask questions and make notes. Some government agencies may beable to offer more help. The banks may be able to tell you who to deal with.



What do you think? Answer below!

Share and Enjoy:
  • Print this article!
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Fark
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • Suggest to Techmeme via Twitter
  • Technorati
  • Tumblr
  • Twitter
Posted in Mortage | Tagged , , , , , , , | Leave a comment