hi
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Mortgage loan is a term used for the loans secured by a property. Mortgage loans refer to a loan secured by residential property, often for the purpose of securing real estate. Mortgage loans are priced lower than other loan structures because the value of the property risk for the lender.

A fixed rate mortgage loan has its own benefit. If the borrower is budget conscious, he will remain at peace because the monthly mortgage amount will not change.Fixed rate mortgage loan is a loan where the interest rate remains the same through the term of the loan. Fixed rate mortgage loans are the most traditional form of loan.

You definitely can, the last I knew a person could have up to 4 mortgages on there credit report at once. The only real issue is that your income needs to be able to cover both mortgages without using your parents income. You may want to have your parents check to see if there credit has improved enough to refinance it out of your name so that you will have more room with your debt to income ratio. It doesn’t hurt your credit too much to check it out, I would just call a Mortgage Company and give them the figures… only takes about 10 minutes. Good Luck.

The short answer is yes.

The long answer is maybe. First, your income has to be high enough to cover the loan for both houses. Essentially, far as the mortgage companies go, you are liable for both houses and unless your income meets their standards for taking on both mortgage payments, they will not approve you. Also, many home owner benefits are only given for your primary home. Basically, don’t expect the same kind of tax breaks/etc on the second home. Far as the government and banks are concerned, both homes are yours and one of the homes is an “investment” and not a primary home.

yes. use you credit, show your parents as renters

Yes you can. You will just need the income to cover both loans in order to be approved for the 2nd loan.

No you can not say that your parents are renters because you have not reported the rental income on your tax’s.

You can apply, and if your financial situation is good enough could be approved.