Historically, anything involving the government has to be cumbersome and void of any sense of urgency for the end user. Of course, getting government backed loans in no exception. Unfortunately, this is very typical and there is nothing you can do to speed this along.

Rural Development has to secure funds from the federal govt. every once in a while. When they run out, it takes weeks, even months, for them to secure new funds which means it could take a while to receive a committment from the lender.

call another bank-or use your credit union