The only chance you have is with a hard money loan.
No matter how much money you put down you do not qualify under traditional mortgage guidelines.
You are self-employed and that requires a minimum of 2 years with full tax returns.

Good luck

A lot would depend on things like

Do you need some tax writeoff? Interest on a mortgage is one of the few real benefits of having one, since it’s always deductible.
Do you really need a 600K house or would a 300K one serve your needs? Remember that, besides loan interest, you’ll also be paying higher taxes on the more expensive home.
What is the market like where you live and how long do you anticipate keeping the home? If you’re going to flip it in just a few years, you’d be far better off buying outright rather than pay interest for several years with next to nothing going against principal.

Mortgage loan is a term used for the loans secured by a property. Mortgage loans refer to a loan secured by residential property, often for the purpose of securing real estate. Mortgage loans are priced lower than other loan structures because the value of the property risk for the lender.

A fixed rate mortgage loan has its own benefit. If the borrower is budget conscious, he will remain at peace because the monthly mortgage amount will not change.Fixed rate mortgage loan is a loan where the interest rate remains the same through the term of the loan. Fixed rate mortgage loans are the most traditional form of loan.

With the kind of money you’re talking about, why not buy a $300 grand property and have no debt to carry. Have you figured the interest you will pay on that loan. Also have you taken into consideration that your earning power my be diminished, or dry up all together?

You play cards for a living and you want to depend on money you will “earn” in the next 5 to 15 years? That is the worst plan I have ever heard. You are too naive. It’s ok, we were all young and dumb once.

Why don’t you just go see a banker. Good luck with that.

Walk into a bank and ask. They won’t charge you for it.

However, I’d say there’s a great chance. Here’s why:

1: You have 50% down. That’s a huge benefit. Banks will approve people with no down, and the norm is 20%.

2: You have proven earning potential. If you’re 21 and walking in with 300k, there’s no reason for them to think you won’t make that amount again.